Rational

Basel III regulations and expected Basel IV accords, require more stringent capital management.
According to Basel III, risk transfer can be used as a credit risk mitigation in order to relief capital.
In a world of low return on alternative investments, the (Re)insurance industry needs to explore new products and new markets.
Basel III regulation creates new business opportunities for cooperation between Banks and (Re)insurers.
CRS concept of (RE)insuring large bank guarantees portfolios, meets both parties challenges.

Our Services
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Initiation

Identify capital mitigation potential
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Implementation

Full support throughout

the transaction process

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Distribution

Syndication to top tier (RE)insurers
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Operation

Managing the policy during

the transaction period

Products
Portfolio & single risk transactions
Bank guarantees (RE)insurance
Short & Long terms Credit Insurance
Trade and Export finance
Political Risk insurance
Unfunded silent risk participation
Project Finance
Mortgages (RE)insurance
Benefits
Banks
  • Substantial capital relief on existing portfolio and new business
  • Immediate improvement of capital adequacy ratio
  • ROC improvement
  • Redirecting capital to higher return transactions
  • Increase exposure to large debtors
  • Relief Single Borrower and Single Sector limitations
  • Credit risk diversification improvement
  • No interference in normal course of business
  • Risk participation of the (Re)insurers is on a silent basis
  • Long term partnership with high rated (Re)insurers that do not compete
(RE)insurers
  • New business opportunities with banks
  • Exposure to diversified high quality portfolios
  • Risk diversification
  • X-Sell opportunities